Easier said than done. Illness is expensive and the cost goes beyond the medical. Lost wages and a lower quality of life are two huge costs of poor health. Staying healthy is easier for some and harder for others. Regardless, you need to eat quality food in proper proportions. Exercise is vital. Because everyone reading this will be in a different place with their health, I encourage you to consult with your doctor in building a plan to improve your health. Get on the right diet for you. Find the best exercise program for you. Don’t forget your social life. Family and friends play a large roll in your health. If you sit in taverns with friends that drink too much and smoke, you might have a problem. Consideration for your lifestyle is an important part of your frugal lifestyle. Choose who you associate with well.
Laundry detergent in the box stores have so many fillers just to make it look like you are getting a lot for your money when you are not. You can cut your laundry costs up to 98% by making your own laundry detergent. It is easy to do and it cleans better than store-bought detergent. Consider the detergent-making process a family project. It is fun and teaching your children the low-cost way of living is priceless; a gift that never stops giving.
Importance: [⭐⭐⭐⭐⭐] This interview question is not as broad as it sounds. Hiring managers don't care where you were born and raised, what your favorite sport is, and so on. Rather, they’d like an answer back that is relevant to them. Think of what you might answer were this asked of you during a first date. Read some great responses to this topic here: “Tell Me About Yourself” Best Answers
Tide To Go Instant Stain Remover saves your kid’s clothes from stains, even while on the go.
As discussed above with vehicles, transaction costs add up fast. The same applies to where you live. It is expensive to move. It takes time and requires helping hands and/or a moving truck, etc. If you are renting there might be some damages that get deducted from the security deposit; the new place will also require a security deposit. Owning your own home can be a very frugal move! But take a page from Warren Buffett’s book. Buffett is one of the financially wealthiest people on the planet. He bought the home he lives in back in 1958 for $31, 500. His home is worth over $650,000 now. Buffett mentioned many times he would not be happier living in a bigger or newer home. He is happy right where he is. And good thing. The money he saved in Realtor fees and other selling costs would have come from the seed money he used to build his fortune. Fees generally are things you pay that give you next to nothing in return. Cutting fees is the surest frugal step you can take. Stay put. Move only if you have to (i.e.. job change).
With a wad of Kleenex behind their last two fingers this trick will help them keep the right form while writing.
Importance: [⭐⭐⭐⭐⭐] Just like they’ll do their due diligence on you, researching the company to know what they do and how they operate is a must. Also, double-check if the company’s a match for you. When you get to that interview, you’ll be asked about why you want to join and how you can contribute. Read up on the prospective employer on Glassdoor, for example. Researching the hiring manager who will conduct the interview is much harder. It happens that you only learn who the interviewer is when you walk into the meeting. However, if you can, look them up online. You’ll have a way to make some great, tailored comments and small talk to bond. Also, don’t go into an interview without trying out the products or services that the company offers. You need to prepare for an interview. If they have a blog, read it. If it’s a restaurant, eat there. If they manufacture dish soap, make some bubbly foam. Employers expect you to understand their business, and nothing makes them happier than hiring a fan!
Importance: [⭐⭐] For the love of Barbara, don’t dare say something like, “because I need work.” No, what interviewers are really asking here is for compliments. Convey your enthusiasm about their company. Show that you're not interviewing for a job only because there are no better options at the moment. Read some great responses to this question here: “Why Do You Want to Work Here?” Interview Question
Importance: [⭐⭐⭐] Relevance is key here. Don’t tell them everything you did, because not all of it will be significant to this new company. Curate a list of tasks that are the most relevant, and speak about those. This is why preparation is so important! Read some great responses to this topic here: How to Describe Your Current Job Responsibilities
Everyone loves the smell of clothes dried outdoors. We saw in Tip #19 how to save money on laundry detergent. How about cutting the cost of drying your clothes to zero? If you are able to hang clothes outdoors, do so. If not, you can use a clothes drying rack. They are inexpensive and pay for themselves many times over. As a bonus, you add moisture to the air during the dry winter months. That means your frugal clothes drying habit will also make your home more comfortable. You can read more about the clothes drying racks I use here. There are some links to Amazon to help in your search for the best clothes drying rack also.