Guard the letters X,Y,Q and Z with your life, and deploy them tactically. While I’m generally not big on memorizing words, do try to learn uncommon words using these letters, especially short two-three letter words. Placing these words in the right spot at the right time is paramount to continued success. Most important you want to be aware of your board and try and combo these letters with pre-existing words. Meaning you can turn ‘Ox’ into ‘Toxic’. ‘Yes’ into ‘Eyes’. “Maze’ into “Amazed”…and so on. The key with these words is knowing how to get the most out of them, even if your opponent deploys them first. More than anything, be mindful and strategic. In Words With Friends 2, a big word placed wrongly can doom you, and a small word placed smartly will win you the game – almost every time.
Along the same line as down time, writing notes, a journal, a blog, a to-do list and any other things you want to think about later during down time is important to a frugal lifestyle. Frugality is not only about money. You can always make more money, but you can’t make up for lost time! Slowing down and writing notes is the best way to reduce expenses! You are not buying the best goods and services when you are fighting the clock. Notes allow you to slow down and make better decisions. I can give you a million ways to reduce costs, but only you know what things you can reasonably cuts costs on. The goal of this post is to provide ideas and spark ideas in your mind. Don’t just do it because some crazy accountant from the backwoods of NE Wisconsin told you to do so. Write it down. Record your thoughts in a journal and review those thoughts later. Use a grocery list. You will be amazed at how your thoughts change and the money you save. And always be willing to revise. Editing your notes and lists is required. The first draft is always junk. That is why you need to review and edit, preferably with the door closed.
Another useful add-on for those living in a complete Apple ecosystem. Users can now unlock home, hotel room, or even office using the stored key in the Apple Wallet app. Open the Apple Wallet app, use the stored digital key, tap the phone to the lock, and voila! The room is ready to serve you. It will be up to third-party devices and hotel chains to quickly implement the functionality.
This tip only applies to my American readers. Virtually every country on the planet has a single payer healthcare system. In the U.S. getting sick is a major crisis that requires work on your part at your lowest moment of health. Serious savings can be had by comparing your options. If your employer offers health insurance be sure to review what is and is not covered. Be sure to review the health reimbursement features if your employer offers one. For everyone else, you need to review the Affordable Care Act options, private insurance and medical health sharing. I personally settled on the Christian health sharing options. It was the best value. My worry was it would not deliver if claims were made. A serious illness in my family has put those concerns to rest. You can start your health sharing research here. And here is a medical health sharing option.
Apple Reminders gets a useful add-on called Smart Lists. They are basically your normal lists with a smart brain behind them. You can create any list into Smart list by adding conditions to the list. As soon as you create a task that meets all the Smart List conditions, the app will automatically send the task to the Smart List. No manual input is needed from users.
This is one of our favorite iOS 15 tips. Apple Notes finally gets the fan-favorite tags add-on to organize your notes. While writing any note, you can add a #tag, and the app will create a tag out of it. The functionality also extends to the macOS Apple Notes app.
iCloud Private Relay is one of our favorite new additions to iCloud service. Private Relay hides your IP address and Safari browsing activity from network providers and websites so that no one — including Apple can see who you are or what sites you are visiting. It shields your web traffic from prying eyes and spammers. Private Relay hides data from both the ISP and advertisers that aim to build your online profile. iCloud Private Rely is only available for paid iCloud users. You can enable the toggle from the Settings > iCloud > Private Relay menu.
Read voraciously! Reading is the acquisition of knowledge. Knowledge is power! Don’t read only one source. Not even this blog! (Please, continue reading my blog as a starting point. Thank you.) Dig deep into a topic from multiple sources and come to your own conclusions. It’s important. Learn to think. Reading builds your thinking muscle. Read good books. Even a pleasurable novel now and again. Read blogs. Read. Very few have built serious wealth without serious reading.
iOS 15 allows you to share health data with your friends and family members. The data you share will appear in their Health app. You will also get an alert for important health metrics like elevated heart rate, etc. It’s all built with privacy and security in mind. Apple only shares a summary of each topic and not the details. The information is encrypted, and you can stop sharing at any time.
iCloud Keychain gets a much-awaited two-factor authentication support built-in. When you view the password for any website in the iCloud Keychain, you will see an option to Set Up Verification Code for the app. iCloud Keychain users can replace the apps like Microsoft Authenticator and Google Authenticator on the iPhone.